Depth and bag count are one rule
The mistake that wastes the most money in an attic is blowing to a depth that looks right and assuming the R-value followed. It does not. Loose-fill only reaches its rated R-value at a given density, which means a specific weight of material spread over a specific area — and depth alone does not tell you the density. Blow 17 inches of AttiCat using 18 bags instead of 25 over 1,000 sq ft and you have a fluffy 17 inches that does not perform like R-49.
That is why Owens Corning’s install card states both numbers together and says you need to install both. This calculator reports both for the same reason: the hero number is the bag count, and the line under it is the depth that bag count has to be raked to.
Why the two published columns disagree
Every loose-fill coverage chart prints two figures that ought to be reciprocal: minimum bags per 1,000 sq ft, and maximum coverage per bag. They rarely reconcile exactly, because both are rounded for the label. AttiCat at R-22 lists 10.5 bags per 1,000 and 94.8 sq ft per bag — but 1,000 ÷ 94.8 is 10.549, not 10.5.
The gap is small and the direction matters. The manufacturers word the bag column as a floor: the number of bags "shall not be less than". So this tool counts from that column and shows the coverage cross-check in the working rather than hiding the discrepancy. If the two disagree enough to change your order, the calculator says so instead of picking silently.
What this does not do
It will not tell you the R-value of whatever is already in your attic. Converting a measured depth of existing insulation into an R-value requires knowing what the material is and how far it has settled, and a wrong assumption there compounds straight into the order. ENERGY STAR sidesteps the problem with a separate published column for attics that already have 3–4 inches, and so does this tool.
It also does not cover ventilation baffles, air sealing, or the clearance rules around recessed lights and chimneys — all of which come before insulation on a real job. Both manufacturers warn against insulating on top of or within 3 inches of non-IC-rated recessed fixtures. Air sealing first is what makes the insulation work; blowing over unsealed top plates and open chases buries the problem instead of fixing it.